Apple Pay is the fastest way to buy crypto on mobile in Germany — a single Face ID or Touch ID confirmation and your purchase is complete. Your card details are never shared with the exchange, making it one of the most private card payment methods available.
Apple Pay has become widely adopted in Germany since its launch, supported by all major German banks including N26, ING, Deutsche Bank, Commerzbank, Sparkasse, Volksbank, DKB, Comdirect, and Postbank. For iPhone, iPad, and Mac users, it offers a frictionless authentication experience — no card number to type, no password to enter, just a biometric confirmation.
Behind the scenes, Apple Pay processes transactions through the card linked to your Apple Wallet — typically a Visa or Mastercard debit or credit card from your German bank. The exchange treats Apple Pay payments identically to direct card payments in terms of fee structure and settlement speed. The key difference is security: Apple Pay uses a device-specific token (a "device account number") rather than transmitting your real card number, so the exchange never sees your actual card details.
Apple Pay is fully supported across German banking. N26, ING Germany, DKB, and Comdirect were among the early adopters. Sparkasse added Apple Pay in 2019, and Volksbank/Raiffeisenbank followed. As of 2026, virtually every German bank that issues Visa or Mastercard cards supports Apple Pay. You can add your German debit or credit card to Apple Wallet in under two minutes via the iPhone Wallet app.
Apple Pay itself charges no additional fee beyond what your underlying card would charge. The exchange's card processing fee (typically 1.5–3.99%) applies as normal. Daily limits are set by your card's spending limits in Apple Wallet, which can usually be adjusted in your bank's app. For purchases over €300, consider using SEPA transfer to avoid the card processing fee entirely.
Apple Pay offers a meaningful privacy advantage over direct card entry. Apple does not share transaction details with merchants, and merchants receive only a tokenised representation of your card. For German crypto buyers concerned about their card data being stored on exchange servers, Apple Pay reduces this risk considerably.
Open the Wallet app on your iPhone, tap the + button, and follow the instructions to add your Visa or Mastercard from N26, ING, DKB, Sparkasse, or any other German bank. Verification takes 1–2 minutes.
Register on CEX.IO and complete KYC verification. Use Safari on iPhone or Mac for the smoothest Apple Pay experience, as it is natively supported in Safari's payment request API.
Navigate to Deposit EUR and choose Apple Pay. Enter the amount and tap the Apple Pay button. Your device will show a payment confirmation sheet with the amount and merchant name.
Confirm with Face ID or Touch ID. Your EUR balance is credited instantly. Navigate to Buy, select your cryptocurrency, enter the amount and confirm — your crypto is secured in your wallet.
