We reviewed 10 BaFin-regulated exchanges available to German investors — comparing trading fees, coin selection, SEPA support, mobile apps, and security. Every platform on this list is legally available in Germany and meets our minimum regulatory standards.
All exchanges below are BaFin registered or licensed and legally available to German residents. Fees shown are entry-tier rates. Always verify current fees on each exchange's website.
| Exchange | Score | Maker Fee | Taker Fee | SEPA | Coins | BaFin | Founded | Review |
|---|---|---|---|---|---|---|---|---|
| 🏆 CEX.IO Top Pick — London/EU |
9.4/10 | 0.10% | 0.25% | ✅ Free + Instant | 200+ | ✅ Registered | 2013 | Review |
| Bitvavo Amsterdam, NL |
9.1/10 | 0.00% (first €1k/mo) | 0.25% | ✅ Free + Instant | 300+ | ✅ Registered | 2018 | Review |
| Bitpanda Vienna, AT |
8.8/10 | 0.10% (Pro) | 0.15% (Pro) | ✅ Free + Instant | 400+ | ✅ Licensed | 2014 | Review |
| Trade Republic Berlin 🇩🇪 |
8.5/10 | €1 flat/trade | ✅ Free | ~50 | ✅ Licensed | 2015 | Review | |
| Coinbase San Francisco, US |
8.3/10 | 0.00% (Adv. Trade) | 0.60% (Adv.) | ✅ Free + Instant | 250+ | ✅ Licensed | 2012 | Review |
| Bison Stuttgart 🇩🇪 |
8.2/10 | 0.75–1.25% spread | ✅ Free + Instant | 30+ | ✅ Regulated | 2019 | Review | |
| BSDEX Stuttgart 🇩🇪 |
8.0/10 | 0.025% | 0.25% | ✅ Free + Instant | 20+ | ✅ Regulated | 2019 | Review |
| Scalable Capital Munich 🇩🇪 |
7.9/10 | €0.99/trade (PRIME+) | ✅ Free | ~20 | ✅ Regulated | 2014 | Review | |
| Finanzen.net Zero Germany 🇩🇪 |
7.8/10 | €0 (spread applies) | ✅ Free | ~12 | ✅ Regulated | 2021 | Review | |
| Justtrade Frankfurt 🇩🇪 |
7.7/10 | €1 flat/trade | ✅ Free | ~15 | ✅ Regulated | 2019 | Review | |
Last updated: May 2026. Fees shown are lowest available entry-tier rates. Always check each exchange for current pricing before trading.
Click any card to read the full expert review, including fee breakdowns, step-by-step guides, and FAQs.
Founded 2013. BaFin registered. 200+ coins, free SEPA Instant, 0.10% maker fee, 24/7 support, staking. The best all-round exchange for German investors.
Dutch exchange, BaFin registered. 0% maker fee on first €1,000/month, 300+ coins, great app. Best fees in Europe for regular investors.
BaFin-licensed Austrian platform. Crypto + stocks + ETFs + gold in one app. 400+ assets. 0.10% on Pro. Best for diversified investors.
Berlin neobroker, full BaFin banking licence. €1 flat trades, ~50 cryptos, 4% interest on EUR cash. Germany's most popular investment app.
Nasdaq-listed, BaFin licensed. 250+ coins, 0.00% Advanced Trade maker fee. World's most trusted brand — use Advanced Trade to avoid 1.49% simple fee.
100% German, backed by Börse Stuttgart. Clean beginner app, 30+ coins, 0.75–1.25% spread. Germany's most trusted crypto brand.
Germany's official regulated crypto exchange from Boerse Stuttgart. Real order book, 0.025% maker fee, 20+ coins. Best for experienced traders.
Munich-based, BaFin regulated. €0.99/trade on PRIME+, robo-advisor + ETFs + crypto. Assets held at Baader Bank. Best for ETF + crypto combo.
German broker, BaFin regulated. €0 commission on stocks, ETFs and crypto. Assets at flatex Bank. ~12 cryptos. Best for zero-cost stock + crypto investing.
Frankfurt German broker, BaFin regulated. €1 flat trades in stocks, ETFs and crypto. Assets at biw AG. ~15 cryptos. No hidden fees or subscriptions.
Every exchange reviewed on BitcoinKaufen.de is evaluated against the same set of criteria, weighted for what matters most to German retail investors:
BaFin registration or licence is mandatory. We verify status directly on the BaFin public register and assess the depth of regulatory coverage — a full investment licence scores higher than a simple crypto registration.
We compare maker fees, taker fees, SEPA deposit costs, and withdrawal fees. The true cost of a round-trip trade (buy + sell) is calculated for a typical German investor making €500 monthly purchases.
More coins is better, but quality matters. We assess whether the core coins German investors want (BTC, ETH, SOL, ADA, etc.) are available and properly liquid.
Free SEPA deposits and withdrawals are essential for German investors. SEPA Instant support earns bonus points. Card deposit fees and their competitiveness are also assessed.
Mobile app quality, desktop interface, speed, and ease of onboarding. We test each platform directly and assess the experience for both beginners and intermediate users.
Years of operation without a major security incident, cold storage percentage, insurance policies, and quality of 2FA and account security features.
